Gametap finally something worth looking into...

[DMiller]

The good thing about credit cards, though, is building up your credit history. I've had a credit card for a few years now that I have only used to buy gas and I pay it off in full every month. I have a pretty good credit score now and that helps a lot when you are looking to buy a car or a house, which is what I'll be doing in a few months. I have started using my credit card online, though, for the reason ABF mentioned. I had my debit card number stolen last Christmas and nearly $300 was taken out of my account. It didn't break me and I got the money back in about a month, but it did give me a scare since I don't go to many unknown sites online so I don't know how the number got out. Now I use my credit card when I buy things online because if it somehow gets stolen I don't actually lose the money for any amount of time. Credit cards are definitely useful as long as you have the will-power to not use it if you don't have the money.