Gametap finally something worth looking into...

[A Black Falcon]

I don't have a credit card either, and don't think I want one. I do have a debit card though... they're good. There is an argument for credit cards, though -- since a debit card deducts directly from your bank account, if it gets stolen and someone manages to withdraw with it that's coming right out of the bank, which might be a bit harder problem to fix than a stolen credit card with which you can just tell the company that it was stolen and that all the bills after some point are invalid -- but even so, keeping away from the "spending more than you have" problem is a good thing, and when you don't have much money anyway, that problem I described doesn't matter much... :)

Anyway, I like my debit card, but whenever possible I prefer to pay with cash. Cash is the best. :)

As for the original point, buying from GameTap? I agree, that's great! They should have done something like that a while ago...