7th May 2004, 11:07 AM
Yeah, as for credit cards, my parents have always said it's important to not spend more than you can afford... if you can't pay off the whole monthly bill you quickly go downhill, it seems (never happened to us... to the credit card companies' dislike -- they don't like the people who actually pay their bills because the companies only really make money off the people who fail to...). But since you can't actually see the money you're spending I can see how you could spend too much...