MICHAEL MOORE: Fat outspoken shithead, OR Obese arrogant cumtickler?

[Dark Jaguar]

Indeed, I want to make another thing clear. No, I don't think credit cards are ACTUALLY evil. In the right hands they are as good as GR said. My hands, however, are NOT the right hands. As the guys at Penny Arcade put it long ago when one of them first got a credit card, I fear that if I suddenly got one of these things, it would be molten by the end of the day. So, I avoid it the way I avoid alchohol and drugs and such because I know I have an addictive personality. Just look at how much time I've put into video games. That's why I'm going without and will continue to go without credit as long as I possibly can, which will likely be my whole life if I play my cards right.

Anyway, Weltall raises a good point. Perhaps I should take out loans and IMMEDIATLY pay those loans back WITH THE MONEY I WAS JUST LOANED to boost my credit, just in case I ever find myself actually NEEDING it. Sorta like any cheap trick you've ever done to boost stats in an RPG...