MICHAEL MOORE: Fat outspoken shithead, OR Obese arrogant cumtickler?

[OB1]

What lazy says is absolutely true. Unless you're very rich or are willing to live crappily, you will definitely need loans and a credit card. And you'll need good enough credit for the bigger things, so you'll have to get a credit card and buy sparingly while paying it off immediately so that you don't have to pay interest. And with college, if you don't get any loans then you'll need a very nice scholarship which will not only pay for your tuition and books but also your food and housing. Then right after school you'll need to find your own place and get a job, which right away probably won't be what you went to school for unless you're really lucky. And if you haven't worked during college (since most jobs require you to have a car, which you won't be able to afford unless it's given to you, and most people aren't that fortunate, and that's not even counting insurance and gas), your resume will be crappy so you probably won't get a very good job at first while you're looking for that profession you worked your ass off at school for. And if you ever get married you're definitely not going to want to stay in that crappy little shack you paid for with cash so you and your spouse will most likely want to get a house. You will need a loan for that unless you've saved up a shitload of money over a very long period of time.

But hey, if you can pull it off, then you're absolutely amazing and good for you.