MICHAEL MOORE: Fat outspoken shithead, OR Obese arrogant cumtickler?

[Dark Jaguar]

Yes indeed, and if you plan on using credit, that's important. I however plan on just keeping some extra cash on hand at all times for emergencies. Also, as I said, it's not that one buys the house in one lump sum, it's that some intelligent people make sure to buy their house with cash they already have rather than taking out a loan. It's still done in payments, and generally that does mean interest, but it's with money one already has, and if it's a good deal, no different than rent except that it eventually ends.

Edit: I just wanted to explain something. I didn't just think of this out of the blue. I'd certainly not listen to a life plan I just magically thought up one night after a catnip induced adventure ending somewhere on Phobos, a moon of Mars.

Thing is, this is the advice I've been getting from the more intelligent members of my family who learned this the hard way. One of my grandmothers in particular (someone I have a lot of respect for) made it abundantly clear that going without a credit card is something FAR superior than otherwise. This speech she gave me after FINALLY paying off years of debt herself and cancelling every single one of her credit cards. Having lived renting and finally owning a house herself, she greatly encouraged becoming a land owner as soon as possible, also recommending that it's done best if you aren't in debt.

Now, listening to some random person on the internet's supposed relative isn't exactly supposed to convince YOU or anything. I'm just telling you what convinced me.